Insurance Protection for IT Professionals
Insurance is complicated. Let us simplify it for you. Your customers rely on you to create and manage their website, software, hardware, database...lets just say technology. They rely on you to handle and protect their information and systems. But who is protecting you?
Our insurance programs pay for damages you may be responsible for and also provides you with a top legal team to protect and defend your business in the event your company is involved in a lawsuit. We'll put at least $1,000,000 on the line for you. Available coverage:
Eligible technology businesses:
Insurance is complicated. Let us simplify it for you. Your customers rely on you to create and manage their website, software, hardware, database...lets just say technology. They rely on you to handle and protect their information and systems. But who is protecting you?
Our insurance programs pay for damages you may be responsible for and also provides you with a top legal team to protect and defend your business in the event your company is involved in a lawsuit. We'll put at least $1,000,000 on the line for you. Available coverage:
- Errors & Omissions - protection against inadequat work or negligent actions
- General Liability - Injury or damage you cause
- Business Personal Property - Losses to your office contents, equipment, & inventory
- Professional Liability - Financial loss your recommendations cause
- Cyber Liability - Losses due to data breeches and hacks
- Business Interruption Coverage - Lost profits and continuing expenses
Eligible technology businesses:
- Web design, developement and hosting
- Tech and marketing consulting, training, staffing
- Database administration
- Hardware evaluation, selection, maintenance
- Hardware manufacturing
- Software development, installation and sales
- Internet service provider
- Online publishing/sales
- Systems, network or AV design, cabling, and support
- Network or computer security
- Data or records storage, retrieval, back-up
- Cloud, application service and SAAS providers
- And many more!
For our technology professionals program, we've partnered with the United States Liability Insurance Company (USLI), a Berkshire Hathaway Company, A++ rated by AM Best. Together, we've made it easy to enter your information, rate your policy, bind coverage, and pay the premium all online. We rate your coverage directly on the secure USLI rating platform. After entering your information, you'll be given an instant quote, with an option to bind immediately. We're all about "ease of doing business."
Cyber Protection for Businesses
If the big box stores and Fortune 500 can get hacked, so can you! If you save client data on your servers or in the cloud, use remote access technology, or accept credit card and electronic payments, you are at risk. Even with the best protection software and safeguards, a data breach can happen.
Cyber protection will safeguard your business by stepping in your financial shoes should your systems and client data be compromised. Our policy will pay to:
Eligible business include:
If the big box stores and Fortune 500 can get hacked, so can you! If you save client data on your servers or in the cloud, use remote access technology, or accept credit card and electronic payments, you are at risk. Even with the best protection software and safeguards, a data breach can happen.
Cyber protection will safeguard your business by stepping in your financial shoes should your systems and client data be compromised. Our policy will pay to:
- Monitor your clients' credit
- Provide the mandated reporting to your clients
- Provide a legal defense
- Repay your clients for any financial losses they incurred due to the breech
- Help rebuild your company reputation
- Cover ransom, phishing scams, social engineering losses
- and much more!
Eligible business include:
- Professional Offices - Lawyers, Doctors, Accountants, Financial Planners, etc.
- Contractors
- Retailers, Wholesalers, & Distributors
- Manufacturers
- Any most other non-tech based businesses
Your normal business insurance does not cover cyber liability protection. We've contracted with the most comprehensive Lloyd's of London underwriters to provide the best coverage on the market. Partnered with Evolve, together our rating platform can be easily completed in less than 5 minutes, allowing us to analyze your cyber exposure, and offer a firm quote within 24 hours.
Don't believe it can happen to you? Check out the Norse Cyber Attack Map. Norse is the world's largest threat intelligence network. With over 8 million sensors, Norse monitors the world's digital infrastructure. This map shows live cyber attacks, attempted and successful, both foreign and domestic. While some "attacks" are tests on existing systems, others are very real.
Don't believe it can happen to you? Check out the Norse Cyber Attack Map. Norse is the world's largest threat intelligence network. With over 8 million sensors, Norse monitors the world's digital infrastructure. This map shows live cyber attacks, attempted and successful, both foreign and domestic. While some "attacks" are tests on existing systems, others are very real.
Business Owners Liability Insurance - "Oops" Isn't An Exclusion
Let's say its a winters night and the last person in the office forgets to close a window. A pipe freezes, breaks, and water destroys your whole office. With business owners liability insurance, your damages will be paid for. And what if someone ashes their cigarette in the paper recycling bin and the building burns down? Well, we'll pay for that too. And if someone trips on the steps when walking to your office resulting to a broken ankle? We'll cover that too!
Let us step in your shoes when "oops" happens. We pay for damages to your stuff and defend you when someone blames you for something you may or may not have done.
We'll put at least $1,000,000 on the line to defend you and pay for any damages you may cause.
We can also handle your workers compensation, commercial automobile, umbrella, and other supporting policies your business may need. Our parent company, Borg & Borg Inc. has all of the resources to best protect your business and assets.
Let's say its a winters night and the last person in the office forgets to close a window. A pipe freezes, breaks, and water destroys your whole office. With business owners liability insurance, your damages will be paid for. And what if someone ashes their cigarette in the paper recycling bin and the building burns down? Well, we'll pay for that too. And if someone trips on the steps when walking to your office resulting to a broken ankle? We'll cover that too!
Let us step in your shoes when "oops" happens. We pay for damages to your stuff and defend you when someone blames you for something you may or may not have done.
We'll put at least $1,000,000 on the line to defend you and pay for any damages you may cause.
We can also handle your workers compensation, commercial automobile, umbrella, and other supporting policies your business may need. Our parent company, Borg & Borg Inc. has all of the resources to best protect your business and assets.
HOW IT WORKS: 3 EASY STEPS
Complete the applicationThis is your opportunity to tell us about your business. What do you do? How much of it? What projects are you working on?
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Review the quoteReceive your customized insurance quote immediately.
For more unique businesses, our tech underwriting specialist will contact you. |
Bind the policyClick-to-bind and the online payment system make securing your coverage easy.
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CLAIM SCENARIOS:
Carpet Snafu Covered
A software and hardware consultant was installing a new system for his customer. When moving a desk to access the LAN cables, the desk leg caught and tore the carpeting in the office. Turns out the carpet was brand new and very expensive and the customer was extremely upset about the damage. So, we replaced the entire carpet for the customer. This damage was covered under the general liability coverage within our program. $15,000 is better spent out of our pocket than yours. |
$60K Social Engineering Loss
An employee in the accounting department of a large transportation company received an email from the CEO of the company asking them to transfer $60,000 from their operating account into a new account he just set up. Little did the employee know, the CEO never sent that email. While the tags on the email all checked out and looked to be legitimate, the email was a social engineering scam. A typically crime policy does not cover this type of cyber crime. The company had to eat the $60,000 as once the money was transferred, it was out of the country and unable to be recaptured. Had they had the right cyber liability coverage, this unfortunate circumstance would have been covered. |
Malware Breach Costs $62 Million
An audio and video contractor was serving a large retailer. The contractor used a remote diagnostic devise to analyze the retailer's systems to see which speakers and lights needed to be serviced. When the contractor connected to the retailer's systems, a virus hidden within the contractors system uploaded to the retailer's systems. The virus attached to the retailer's POS systems causing all of their credit card machines to go down in the metro NY area. The retailer lost hundreds of thousands of dollars in sales. The contractor was on the hook for the breech in security. Luckily, the right coverage was in place, and the policy, not the contractor, paid to cover the loss. |
TESTIMONIALS:
"They've done such a fantastic job anticipating my needs and protecting my business that I rarely have to bother myself with those concerns. The managerial headache of insurance is rarely top of mind. But when I need them, the assistance from the Insurance for IT team is always prompt & friendly, and focused on a quick resolution."
Jonathan Jacobs, Digital Natives Group, Long Island City, NY
"It’s really nice that they have a full support staff that is ready and able to assist us. We have all of our business policies with them. They have a great depth of knowledge and know how to advise & direct us to make sure that we are well covered while staying on budget."
Luke Jensen, Tech Shrinks LLC, Port Jefferson Station, NY
"Price is not the only benefit of working with Insurance for IT, another is their staff. They are professional, always on top of things, and easy to work with. If I ever have a question or concern, they are readily available to help."
Eric Heinicke, CMIT Solutions of North Central Suffolk, East Northport, NY
Let's face it, mistakes sometimes happen. An "oops" can ruin your customers' business and your own. Whether you're a website or app designer, IT consultant, or software manager, your business has exposures. Why not protect your business and have peace of mind. Discover how Insurance for IT can make securing coverage easy and affordable.
